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About Top California Lender

Your Nationwide Private Lending Powerhouse

A Legacy of Private Lending Excellence

Founded with a mission to bridge the gap between borrowers and financial solutions, Top California Lender has become a trusted name in private lending. Our journey began when a group of seasoned finance professionals recognized the need for a lending partner that truly understands the unique challenges faced by individuals and businesses in California. With years of experience and a deep understanding of the financial landscape, we set out to create a company built on trust, flexibility, and personalized service. ​​​

 

What started as a small team committed to providing bespoke lending solutions has now evolved into a dynamic organization serving diverse clients across the state. Our commitment to transparency and integrity has been the cornerstone of our growth.

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Why We Lead in Private Lending

Mission: At Top California Lender, we’re driven to provide unmatched private financing for commercial real estate nationwide, delivering funds in 8 days or less to fuel your success. Born in California in 2018, we saw a gap—traditional banks couldn’t keep pace with the speed and scale demanded by high net worth visionaries. Today, in 2025, we’ve funded over $1.3 billion across 420+ deals, from Miami retail hubs to Dallas office towers, proving private lending can be fast, flexible, and formidable.

 

Our goal is simple: empower your commercial empire with capital that moves as fast as your ambitions.

Relentless Efficiency

We fund private loans in 8 days. Our streamlined process, powered by cutting-edge AI underwriting, slashes delays, ensuring you seize opportunities ahead of the curve.

Bold Scale

Private lending from $3M to $100M+ for big U.S. deals. We handle the heavy lifting, unlocking capital for your largest commercial real estate ventures, backed by $1.3B funded since 2018.

Adaptive Solutions

Equity-driven private loans, no credit barriers. We adapt to your needs with adjustable-rate options and custom structures, keeping you agile in a shifting 2025 market.

Top California Lender

About Us

At Top California Lender, we specialize in providing finance for most prestigious commercial real estate opportunities.

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401 Wilshire Blvd, Santa Monica, CA 90401

‪(424) 209-7164‬

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Disclaimers: Top California Lender is a privately held company headquartered in California, offering nationwide private lending for commercial real estate. All information on this site, including loan terms, funding timelines, and company updates, is provided for informational purposes only and is subject to change without notice. Private lending involves risks, including potential loss of capital, and past performance ($1.3B funded since 2018, 420+ deals) does not guarantee future results. Consult a financial advisor before making investment or borrowing decisions. Loan approvals and funding (e.g., 8-day average in 2025) depend on underwriting, market conditions, and applicant qualifications. Not all applicants will qualify. Contact us at (424) 209-7164 or info@topcalifornialender.com for details. © 2025 Top California Lender. All rights reserved.

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