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Top California Lender Begins 2026 with New Investor Capital and $25.9 Million in Loan Closings

  • Filmon Gebre
  • Jan 13
  • 3 min read

Updated: 4 days ago

Secured Finance Network update: Top California Lender starts 2026 with $25.9M in loans, Texas expansion. Logo at top, news details below.
Top California Lender Begins 2026 with New Investor Capital and $25.9 Million in Loan Closings

SANTA MONICA, Calif., Jan. 13, 2026 – Top California Lender, kicks off 2026 with new investor capital and $25.9 million in loan closings, reinforcing national growth and plans for a Texas branch office.


Strengthening Capital Position


The addition of new investors strengthens the firm’s capital position. It enhances its capacity to fund a growing pipeline of commercial real estate transactions across multiple markets.


On Monday, Jan. 12, 2026, Top California Lender closed the following transactions:


  • A $13 million acquisition loan for a Class A office property in the Dallas–Fort Worth Metroplex. This supports a value-add business plan in a major employment center.


  • A $9 million acquisition loan for an industrial property near the Port of Houston. This property is positioned to serve logistics and distribution demand.


  • A $3.9 million bridge loan for a value-add multifamily acquisition in a suburban Atlanta, Georgia, submarket. This facilitates renovations and lease-up prior to permanent financing.


“These transactions reflect consistent execution across multiple asset types and markets,” says Jerry Dean, CEO of Top California Lender.
“The ability to close nearly $26 million in one day demonstrates the strength of our capital base, underwriting discipline, and operational platform.”

Quick Loan Approvals


Top California Lender typically provides loan approvals within ten business days. Funding is often completed in as little as fifteen days. The firm offers loan-to-value ratios of up to 85%, subject to underwriting. The Texas transactions align with the firm’s broader strategy to expand its presence in the state. Preparations are underway for a Texas branch office to support local borrowers and partners.


Since Jerry Dean’s appointment as CEO in 2025, Top California Lender has focused on scaling its platform. This is achieved through disciplined underwriting, expanded capital partnerships, and increased geographic diversification. The firm provides bridge, construction, acquisition, renovation, land, and equity cash-out financing. Loan sizes range from $5 million to $100 million+.


“Texas continues to be an increasingly important market for our clients,” Jerry adds.
“Establishing a local presence allows us to support that demand while maintaining disciplined growth.”

A Leading Capital Provider


Top California Lender remains a leading capital provider for value-add, stabilized, and opportunistic multifamily acquisitions nationwide. The firm is committed to supporting its clients with tailored financing solutions.


For more information about Top California Lender’s loan programs, including Rehab/Renovation Loans, Construction Loans, Bridge Loans, Commercial Acquisition Loans, and Change of Use Loans, visit www.topcalifornialender.com or contact info@topcalifornialender.com.


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The Future of Commercial Real Estate Financing


As the commercial real estate market evolves, lenders must adapt. The demand for flexible financing options is growing. Top California Lender is well-positioned to meet this demand. With a focus on innovation and client satisfaction, the firm aims to lead the way in commercial real estate financing.


Building Strong Partnerships


Strong partnerships are essential in the lending industry. Top California Lender values its relationships with investors, borrowers, and industry partners. These collaborations enhance the firm’s ability to provide tailored financing solutions.


Conclusion


In conclusion, Top California Lender is poised for growth in 2026. With new investor capital and a commitment to expanding its Texas presence, the firm is ready to meet the evolving needs of the commercial real estate market. For those seeking financing solutions, Top California Lender remains a trusted partner in navigating the complexities of real estate transactions.

Top California Lender

About Us

At Top California Lender, we specialize in providing private financing for high-value commercial real estate opportunities.

Top California Lender - Address

401 Wilshire Blvd, Santa Monica, CA 90401

Top California Lender - Number

‪(424) 209-7104‬

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Disclaimers: Top California Lender is a privately held company headquartered in California, offering nationwide private lending for commercial real estate. All information on this site, including loan terms, funding timelines, and company updates, is provided for informational purposes only and is subject to change without notice. Private lending involves risks, including potential loss of capital, and past performance ($1.3B funded since 2018, 420+ deals) does not guarantee future results. Consult a financial advisor before making investment or borrowing decisions. Loan approvals and funding (e.g., 8-day average in 2026) depend on underwriting, market conditions, and applicant qualifications. Not all applicants will qualify. Contact us at (424) 209-7104 or info@topcalifornialender.com for details.

© 2026 Top California Lender. All rights reserved.

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