Top California Lender Funds $16.7 Million Loan for Strategic Acquisition of Value-Add Commercial Property

Top California Lender Funds $16.7 Million Loan for Strategic Acquisition of Value-Add Commercial Property

Richmond, VA – November 11, 2025 – Top California Lender, a leading nationwide provider of commercial real estate financing is proud to announce the successful funding of a $16,700,000 loan for the acquisition of a prominent but underperforming commercial property located in a high-demand area of Richmond, Virginia.

The borrower, an experienced real estate investor, was referred by a repeat client. The repeat referral underscores the company’s growing reputation for reliability, flexibility, and speed in delivering tailored real estate financing solutions.

The recently acquired property is strategically situated near major transportation corridors, retail amenities, and a thriving mix of residential and commercial developments. Although currently underperforming and in need of modernization, the site presents significant upside potential. The borrower plans an extensive renovation program focused on modern upgrades, improved energy efficiency, and enhanced tenant appeal, transforming the asset into a competitive and income-producing property.

Top California Lender structured the financing to meet the borrower’s investment goals, providing a $16.7 million loan at a competitive 9.7% interest rate, featuring flexible terms designed to accommodate renovation timelines and lease-up periods. The loan will be used primarily for acquisition and planned improvements, positioning the borrower to maximize long-term returns while revitalizing a key property within the local community.

“We’re thrilled to support another strong investor referral and to help reposition this asset into a thriving, high-performing property,”

said Jerry Dean Chief Executive Officer of Top California Lender.

“Our mission has always been to offer creative and responsive lending solutions that empower investors to unlock value in every market cycle.”

For more information about Top California Lender’s loan programs, including Rehab/Renovation Loans, Construction Loans, Bridge Loans, Commercial Acquisition Loans, and Change of Use Loans, visit www.topcalifornialender.com or contact info@topcalifornialender.com.

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